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Kristi Mutka, BBA

Senior Mortgage Broker

More than just passionate, I'm like mortgage broker 911. Sixteen years closing the easy, and more importantly the difficult loans. I'll see a bump in the road way before most others.

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Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED
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We Know Mortgages

Mortgage Products and Services you can Trust.

  1. 1

    Ready to buy your first home?

    There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

  2. 2

    Mortgage Refinancing

    Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

  3. 3

    Mortgage Renewals

    At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

  4. 4

    Find out what you can afford

    Examine the financial implications of what may prove to be the most important financial decision of your lifetime.

View all Mortgage Services

Download My Mortgage Toolbox

Find out how much you can afford, estimate your mortgage payments and much more.

  1. 1

    Calculate your total cost of owning a home

  2. 2

    Estimate the minimum down payment you need

  3. 3

    Calculate Land transfer taxes and the available rebates

  4. 4

    Calculate the maximum loan you can borrow

  5. 5

    Stress test your mortgage

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Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Speed matters. Which is why we help verify your pre-approval quickly.

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Total Transparency

I am a big fan of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.

About me

All of us together now

Our approach means we offer products and services designed to put our clients first. Always.

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Get the Mortgage You Deserve.

I am here to help you in fulfilling your homeownership dreams!

Happy Clients

  • Kristi was amazing. She worked so hard to find the perfect lender for me and she was successful. When I wanted to give up she kept me going and came through! Thank you Kristi!
    Karyn
  • One year ago, today I felt broken financially and emotionally. Kristi changed all that. Although her business is not psychological, she managed to fix both my financial woes and my damaged self-est...
    Connie B
  • Thank you so much for your help over the last few weeks Kristi! I can't believe we went from 'seeing where we're at' to buying a home. I hope you'll think of us when you drive past our place! ;)
    Katie & Joe
  • Working with Kristi Mutka was great. She’s very knowledgeable about the mortgage industry and made the process of refinancing quick and easy for me. Despite all the obstacles I faced with refin...
    Diana
  • I am relatively new in Coquitlam and I met Kristy through a couple of business associations and she has also been highly referred to me. Knowing barely anyone in the area, I decided to choose her t...
    Sincerely, Lison Ouellette