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Client Testimonials

Your Mortgage Expert

What my clients are saying....

"Kristi was amazing. She worked so hard to find the perfect lender for me and she was successful. When I wanted to give up she kept me going and came through! Thank you Kristi!"

"Kristi is not only an excellent mortgage broker, she is a financial and personal coach as well. As a single person approaching my senior years, I was nervous about purchasing a property and taking on a mortgage. Kristi 'held my hand' through the process and showed empathy and respect. Bless her."
Constance Bygrave

"Working with Kristi Mutka was great. She’s very knowledgeable about the mortgage industry and made the process of refinancing quick and easy for me. Despite all the obstacles I faced with refinancing, she still made this new mortgage happen and I’m forever grateful. Kristi responded to emails and phone calls promptly and always gladly answered my questions. In addition, all the paperwork was handled electronically to expedite the process and make things more convenient for me. Very pleased!"

"Kristi was fantastic. She worked incredibly hard to find the best rate for me, and kept me in the loop every step of the way. When the lenders were more difficult than expected, she dealt with them confidently and patiently and managed to get everything perfectly resolved. I strongly recommend her."
Ben J.

"Thanks again for every thing Kristi. I dealt with Kristi to renew my mortgage this year. She gave me fantastic customer service. I had been dealing with my bank for months getting the run around and I finally got frustrated and gave her a call. Even though it was a busy time of year she worked hard to get me the mortgage that best met my needs with very little issues in a timely manner. Kristi went above and beyond for me and made me feel like a valued customer, I would recommend her to anyone, she is very knowledgeable and helpful. Thank you Kristi for helping me solve my mortgage needs. George Shami"
George S.

"Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. We're grateful that we found your services! Highly recommended for sure."
Karen and Jeff

"My clients needed a lot of help with their purchase because they were buying a residential home through their business. I contacted 2 other brokers before I found Kristi. They both said it's too much work and would be very difficult to do. Kristi proved them both wrong. She did do a lot of work and also met them personally a few times to explain the process. One broker said it would take at least a month to put together. Kristi had it done in a week. My clients are so happy. She is very professional, prompt at returning calls and so pleasant to deal with. She is now my go to broker. Five stars hands down."
Debbie Walker

"Kristi from the first contact went above and beyond extraordinary mortgage broker service! She continually kept in touch and guided us through the daunting process with never a missed step. She treated us like royalty! We are very grateful for her amazing efforts. We very highly recommend Kristi Mutka and we have to a number of people already!"
Sharon B

"Thank you Kristi for final conclusion on the mortgage. I must say that you have a professional approach in the best interest of the clients. Well done and your help is very much appreciated."
Parmjit N.

"As a Platinum Award winning Realtor I have been referring clients to Kristi and they have all been very happy with the service she has provided them with. I would recommend her to anyone looking for a mortgage broker they can trust."
Renata Steele

"Kristi helped me through the process of getting my first mortgage. She was incredibly helpful at explaining everything and guiding me through all of the required paperwork. I will definitely be recommending her services to friends in the future."

"We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze."
Dan and Cindy

"Kristi was great and super patient with us. I would definitely recommend her services. We couldn’t have bought our first home without her expertise."
Vicky Boyanton

"Looks like we are saving about $80 every two weeks which is even more awesome!! So thanks again for all your hard work."

"Thank you so much Kristi, for being with us from the beginning, for answering all of our questions honestly and concisely."
Pream N.

"Thanks for everything Kristi! I am thrilled by the extra money."